Compare Auto Insurance by State

State minimum requirements, average rates, and top carriers vary by location. Select your state for tailored coverage information.

50 states available

Alabama Auto Insurance Rates & Requirements for New DriversAlabama requires 25/50/25 liability coverage. First-time drivers pay $180–$240/mo. Get state minimums, cost factors, and coverage explained clearly.→

Alaska Car Insurance Rates & State RequirementsAlaska requires 50/100/25 liability coverage. First-time drivers pay $180–$260/mo on average. Compare rates and understand your coverage options.→

Arizona Auto Insurance Costs & Requirements GuideArizona requires 25/50/15 liability coverage. First-time drivers pay $180–$240/mo for minimum coverage. Compare rates and understand your options.→

Arkansas Car Insurance Rates & Requirements for New DriversArkansas requires 25/50/25 liability coverage. First-time drivers pay $180–$240/mo. Understand requirements, costs, and coverage options for new Arkansas drivers.→

California Auto Insurance Rates for New DriversCalifornia requires 15/30/5 minimum liability. First-time drivers under 25 pay $180–$280/month. Compare coverage options and understand what you actually need.→

Colorado Car Insurance Rates & Requirements GuideColorado requires 25/50/25 liability. First-time drivers pay $180–$240/mo for minimum coverage. Learn requirements, costs, and coverage options.→

Connecticut Auto Insurance Rates & Requirements for New DriversConnecticut requires 25/50/25 liability coverage. First-time drivers pay $180–$240/mo for minimum coverage. Compare costs, understand requirements.→

Delaware Car Insurance Rates & Requirements for New DriversDelaware requires 25/50/10 liability plus $15K PIP. First-time drivers pay $180–$240/mo minimum. Compare coverage options and costs for new drivers.→

Florida Auto Insurance Rates & Requirements for New DriversFlorida requires $10,000 PIP and $10,000 PD minimum. First-time drivers ages 18-24 pay $280–$370/mo. Compare coverage options and city rates.→

Georgia Car Insurance Rates & Requirements GuideGeorgia requires 25/50/25 liability. First-time drivers pay $180–$240/mo. Electronic verification through GEICS. Compare coverage options and costs.→

Hawaii Car Insurance Rates & Requirements – First-Time BuyersHawaii requires 20/40/10 liability plus $10,000 PIP. First-time drivers pay $180–$240/mo for minimum coverage. Compare rates and understand your options.→

Idaho Auto Insurance Rates & Requirements for New DriversIdaho requires 25/50/15 liability coverage. First-time buyers under 25 pay $140–$220/mo. Compare rates, understand requirements, and find coverage.→

Illinois Car Insurance Rates & RequirementsIllinois requires 25/50/20 liability coverage. First-time drivers pay $180–$240/mo for minimum coverage. Compare rates and understand your options.→

Indiana Car Insurance Rates & Requirements for New DriversIndiana requires 25/50/25 liability coverage. First-time drivers pay $180–$240/month on average. Compare quotes and understand Indiana-specific requirements.→

Iowa Auto Insurance Rates & Requirements for New DriversIowa requires 20/40/15 liability. First-time drivers pay $180–$260/mo. Understand minimums, full coverage costs, and first-policy decisions.→

Kansas Auto Insurance Rates & Requirements for New DriversKansas requires 25/50/25 liability and $4,500 PIP. First-time drivers under 25 pay $180–$240/mo for minimum coverage. Learn requirements and costs.→

Kentucky Car Insurance Costs & Requirements for New DriversKentucky requires 25/50/25 liability and $10,000 PIP. First-time drivers typically pay $180–$250/mo for minimum coverage. Compare rates and coverage options.→

Louisiana Car Insurance Rates & Requirements GuideLouisiana requires 15/30/25 minimum liability. First-time drivers pay $180–$240/mo. Compare coverage options, understand state requirements, and find rates.→

Maine Car Insurance Costs & Requirements for New DriversMaine requires 50/100/25 liability plus $2,000 medical payments. First-time drivers pay $180–$240/mo for minimum coverage. Compare rates and coverage options.→

Maryland Auto Insurance Costs & Requirements for New DriversMaryland requires 30/60/15 liability minimums. First-time drivers pay $180–$250/mo. Compare coverage options and understand MD-specific rules.→

Massachusetts Car Insurance Rates & Requirements for New DriversMassachusetts requires 20/40/5 liability plus PIP. First-time drivers pay $180–$280/mo. Compare coverage options, understand state minimums, find savings.→

Michigan Auto Insurance Rates & Requirements GuideMichigan requires $50K–unlimited PIP plus 20/40/10 liability. First-time drivers under 25 pay $280–$420/month. Compare coverage options and costs.→

Minnesota Auto Insurance Rates & Requirements for New DriversMinnesota requires 30/60/10 liability and $20k PIP. First-time drivers pay $180–$280/mo. Compare coverage options and understand no-fault rules.→

Mississippi Car Insurance Costs & RequirementsMississippi requires 25/50/25 liability. First-time drivers pay $180–$240/mo. Compare coverage options, understand minimums, and find affordable rates.→

Missouri Auto Insurance: Minimums, Costs & First-Time TipsMissouri requires 25/50/25 liability. First-time drivers pay $180–$250/mo. Learn state minimums, coverage options, and cost factors for new drivers.→

Montana Car Insurance Costs & RequirementsMontana requires 25/50/20 liability coverage. First-time drivers pay $180–$250/mo. Compare rates, understand minimums, and find affordable coverage.→

Nebraska Auto Insurance Rates & Requirements for New DriversNebraska requires 25/50/25 liability. First-time drivers pay $180–$260/mo. Compare coverage options, understand state minimums, and find savings.→

Nevada Car Insurance Costs & Requirements for New DriversNevada requires 25/50/20 liability. First-time drivers pay $180–$240/mo minimum. Compare rates, understand coverage, and meet legal requirements.→

New Hampshire Auto Insurance Rates & Requirements for New DriversNew Hampshire doesn't require insurance, but you're liable for all damages if uninsured. First-time drivers pay $120–$240/mo. Compare NH coverage options.→

New Jersey Auto Insurance Rates & Requirements for New DriversNew Jersey requires 15/30/5 liability plus PIP. First-time drivers under 25 pay $180–$240/mo. Compare minimum vs full coverage and city rates.→

New Mexico Auto Insurance Costs & Requirements for New DriversNew Mexico requires 25/50/10 liability. First-time drivers pay $180–$240/mo. Learn minimums, understand coverages, and compare options.→

New York Auto Insurance Rates & Requirements for New DriversNew York requires 25/50/10 liability plus $50k PIP and uninsured motorist coverage. First-time drivers pay $200–$300/mo. Compare minimums and full coverage costs.→

North Carolina Auto Insurance Rates & Requirements for New DriversNorth Carolina requires 30/60/25 liability. First-time drivers pay $180–$240/mo. Compare minimums, full coverage costs, and city-specific rates.→

North Dakota Auto Insurance Costs & Requirements GuideNorth Dakota requires 25/50/25 minimum liability. First-time drivers pay $180-$240/mo for minimum coverage. Compare requirements, costs, and coverage options.→

Ohio Car Insurance Costs & Requirements for New DriversOhio requires 25/50/25 minimum liability. First-time drivers pay $180–$240/mo for minimums. Understand coverage options, costs, and Ohio-specific factors.→

Oklahoma Car Insurance Rates & RequirementsOklahoma requires 25/50/25 liability. First-time drivers pay $160–$220/mo. Compare coverage options and understand state-specific risks.→

Oregon Car Insurance Rates & Requirements for New DriversOregon requires 25/50/20 liability and $15,000 PIP. First-time drivers pay $180–$240/mo. Compare coverage options and find affordable rates.→

Pennsylvania Auto Insurance Costs & Requirements for New DriversPennsylvania requires 15/30/5 minimum coverage. First-time drivers pay $240–$320/mo for full coverage. Compare rates and understand PA's tort system.→

Rhode Island Auto Insurance Rates & Requirements for New DriversRhode Island requires 25/50/25 liability. First-time drivers pay $180–$260/mo. FR-1 filing required. Compare coverage options for drivers under 25.→

South Carolina Auto Insurance Rates & Requirements for New DriversSouth Carolina requires 25/50/25 minimum liability. First-time drivers pay $180–$240/mo. Compare coverage options and understand state requirements.→

South Dakota Auto Insurance Rates & Requirements for New DriversSouth Dakota requires 25/50/25 minimum coverage. First-time drivers pay $140–$220/mo. Compare requirements, costs, and coverage options.→

Tennessee Auto Insurance Rates & Requirements for New DriversTennessee requires 25/50/25 minimum liability. First-time drivers pay $180–$250/mo. Compare coverage options and understand what new drivers need.→

Texas Auto Insurance Costs & Requirements for New DriversTexas requires 30/60/25 minimum liability. First-time drivers pay $180–$240/mo average. Compare coverage options, understand requirements, and find rates.→

Utah Car Insurance Costs & Requirements for New DriversUtah requires 25/65/15 liability, $3,000 PIP, and uninsured motorist coverage. First-time drivers pay $180–$250/mo. Compare rates and coverage options.→

Vermont Car Insurance Costs & Requirements GuideVermont requires 25/50/10 liability and uninsured motorist coverage. First-time drivers pay $180–$240/mo minimum. See real costs and coverage options.→

Virginia Car Insurance Rates & Requirements for New DriversVirginia requires 25/50/20 liability coverage. First-time drivers pay $180–$265/mo average. Learn minimums, costs, and coverage options for new drivers.→

Washington First-Time Driver Rates & Minimum CoverageWashington requires 25/50/25 liability. First-time drivers pay $185–$245/mo. Compare minimums, full coverage, and discounts for young drivers.→

West Virginia Auto Insurance Rates & Requirements for New DriversWest Virginia requires 25/50/25 liability coverage. First-time drivers pay $185–$245/mo average. Compare rates, understand coverage, and find savings.→

Wisconsin Auto Insurance Rates & Requirements for New DriversWisconsin requires 25/50/10 liability coverage. First-time drivers pay $180–$260/month. Learn requirements, costs, and coverage options from state sources.→

Wyoming Car Insurance Costs & Minimums for New DriversWyoming requires 25/50/20 liability coverage. First-time drivers pay $140–$220/mo. Learn minimum requirements, costs, and coverage options.→